Insurance Advisory

At U&S Tax and Investment Consultants, we offer expert Insurance Advisory services to help individuals and businesses safeguard their financial future. Our approach blends risk assessment, product suitability, and tax efficiency to ensure your insurance portfolio is both protective and strategic.

What We Offer

  1. Life Insurance Advisory
    • Term insurance planning for income protection and family security
    • Whole life and endowment policy evaluation
    • ULIP (Unit Linked Insurance Plan) analysis for investment-linked coverage
    • Tax benefits under Section 80C and Section 10(10D)
  2. Health Insurance & Mediclaim
    • Advisory on individual, family floater, and senior citizen health plans
    • Critical illness and top-up policy recommendations
    • Tax deductions under Section 80D for premiums and preventive check-ups
    • Support with claim documentation and insurer coordination
  3. Business & Group Insurance
    • Group term life and health insurance for employees
    • Keyman insurance for business continuity
    • Professional indemnity and liability insurance advisory
    • Risk coverage for MSMEs and startups
  4. Specialized Insurance Solutions
    • Personal accident and disability coverage
    • Insurance for NRIs with India-based dependents
    • Advisory on annuity plans and pension-linked insurance
    • Integration of insurance with estate and succession planning
  5. Policy Review & Optimization
    • Review of existing policies for coverage adequacy and cost efficiency
    • Identification of overlapping or underperforming policies
    • Recommendations for policy upgrades or consolidation
    • Claim settlement ratio and insurer performance analysis

Our Process

  1. Risk Profiling - Understanding your financial goals, dependents, and risk exposure
  2. Product Mapping - Selecting insurance products that align with your needs and budget
  3. Execution & Documentation - Seamless onboarding, policy issuance, and compliance
  4. Ongoing Advisory - Annual reviews, claim support, and portfolio optimization
 
     
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